/house-solid%20copy.svg){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$15.90
$16.50
$16.80
$17.40
$18.00
$18.60
$19.20
$19.80
$20.70
$21.60
$22.50
$23.40
$24.60
$25.80
$27.00
$28.20
$29.70
$31.20
$33.30
$35.70
$38.40
$41.40
$44.40
$47.10
$49.80
$53.10
$56.40
$59.70
$64.20
$69.30
$75.00
$81.90
$89.70
$96.90
$104.40
$116.40
$124.80
$138.90
$150.60
$163.20
$177.60
$194.70
$215.40
$237.90
$262.80
$298.20
$333.00
$374.10
$412.80
$456.00
$500.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$33.00
$33.60
$34.80
$36.00
$37.20
$38.40
$39.60
$41.40
$43.20
$45.00
$46.80
$49.20
$51.60
$54.00
$56.40
$59.40
$62.40
$66.60
$71.40
$76.80
$82.80
$88.80
$94.20
$99.60
$106.20
$112.80
$119.40
$128.40
$138.60
$150.00
$163.80
$179.40
$193.80
$208.80
$232.80
$249.60
$277.80
$301.20
$326.40
$355.20
$389.40
$430.80
$475.80
$525.60
$596.40
$666.00
$748.20
$825.60
$912.00
$1,001.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$43.20
$45.00
$46.80
$48.60
$50.40
$52.20
$54.60
$57.00
$59.40
$62.40
$64.80
$67.80
$71.40
$75.00
$78.60
$82.80
$86.40
$93.00
$99.60
$107.40
$114.60
$122.40
$128.40
$135.60
$144.00
$151.80
$160.20
$171.60
$184.20
$198.00
$216.00
$235.20
$253.80
$272.40
$303.00
$324.00
$359.40
$388.80
$420.00
$455.40
$498.60
$551.40
$608.40
$670.80
$762.60
$850.20
$953.40
$1,050.00
$1,158.00
$1,269.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov